National Intelligence Report

Updated July 2026 By Ray Stendall | Published July 1, 2026 | Data verified through July 1, 2026 Mortgage rates are holding in the mid-6% range in 2026, with the average 30-year loan at 6.49% as of June 25 per Freddie Mac and the Federal Reserve signaling a hike is now likelier than a cut….

May 18, 2026 · Ray Stendall · 25 minute read The Three U.S. Housing Markets of May 2026 A new framework for understanding what is happening to American real estate — and why national averages no longer describe any actual market. Would Love Your Feedback Will take 2-3 minutes and help me decide if I…